Wind Mitigation

New Wind Mitigation Form (OIR-B1-1802, Rev. 04/26)

Download the current Florida Uniform Mitigation Verification Inspection Form, see what each of the nine sections covers, and find out how the new rule affects your roof-to-wall connectors.

Download the form (PDF) Call (877) 659-8354

Uniform Mitigation Verification Inspection Form · Adopted by Rule 69O-170.0155, F.A.C. · 6 pages

Important change

Altering an existing connector no longer earns a credit

Based on the new 1802 wind mitigation form, altering the existing connector no longer qualifies for wind mitigation credits. We must add new connectors when this condition is present.

On the form itself, Section 6 notes that all retrofit connectors or structural fasteners must meet option 3: a purpose-made connector installed per the manufacturer's specifications to reach the listed wind uplift capacity.

We don't make the rules, but we follow them. We have been completing retrofits for the past 15 years and have helped over 10,000 Floridians. If you lose your discount, call us and we will determine what it takes to be compliant under the new standards.

Call (877) 659-8354 Read about the 3rd nail rule change
The basics

What is the wind mitigation form?

The Uniform Mitigation Verification Inspection Form records the wind-resistant features of a Florida home so your insurer can review them for possible premium discounts. Keep a copy with your insurance policy.

Certified by a qualified inspector

The inspection must be certified by a qualified inspector. Section 627.711(2), Florida Statutes, lists who may sign the form.

Proof is required

At least one photograph or document must accompany the form to validate each attribute marked in questions 2 through 9.

Valid for up to five years

The form is valid for up to five years if no material changes are made to the structure and no inaccuracies are found.

Not every item earns a discount

The form notes that some items listed may not qualify for a discount. Your insurer makes that decision.

Section by section

What the nine sections cover

Florida Retrofits can help with the sections marked with a link.

1

Building Code

Which version of the Florida Building Code was in force when the original permit was applied for.

2

Region

Your location by design wind speed (HVHZ, Region 1, 2 or 3), based on ASCE 7-22.

3

Roof Slope

Whether the main roof slope is 6:12 or greater, or less than 6:12.

4

Roof Covering

Each roof covering in use, with permit dates or product approval numbers and the year installed.

Our roofing services
5

Roof Deck Attachment

The weakest form of roof deck attachment, from nailing patterns to documented uplift resistance.

Roof deck attachment
6

Roof to Wall Attachment

The weakest roof-to-wall connection: toenails, clips, single wraps, double wraps or structural.

Hurricane straps and clips
7

Roof Geometry

Hip, flat or other roof shape, based on the share of non-hip features around the roof perimeter.

8

Sealed Roof Deck

Whether a secondary water resistance layer is in place. Standard underlayment or hot-mopped felts do not qualify.

Roofing
9

Opening Protection

The weakest wind-borne debris protection on windows, doors, skylights and garage doors.

Windows and doors  |  Shutters
Section 6 explained

Roof-to-wall connections on the form

Section 6 asks for the weakest roof-to-wall connection on the house. For purpose-made connectors, the form lists the substantiated wind allowable uplift capacity for each type, and site-specific documentation is required.

TypeWhat it means on the formPurpose-made connector capacity
A. ToenailsTruss or rafter nailed at an angle to the top plate, or connectors not installed as intended.Other documented methods: 185 lbs. or greater
B. ClipsMetal connectors that do not wrap over the truss or rafter, or a wrap secured with a minimum of three nails.386 lbs. or greater
C. Single WrapsA single strap over the truss or rafter, secured with two nails on one side and one on the other.535 lbs. or greater
D. Double WrapsTwo separate straps over the truss or rafter, or a single strap with three nails on each side.891 lbs. or greater
E. StructuralAnchor bolts structurally connected, or a reinforced concrete roof.Not applicable

Summary only. Read the full wording on the form, and ask your inspector how it applies to your home.

Questions

Wind mitigation form FAQ

Where can I download the new wind mitigation form?

Right here. The Uniform Mitigation Verification Inspection Form, OIR-B1-1802 (Rev. 04/26), is available as a PDF at the top of this page.

Who can sign the wind mitigation form?

The form must be certified by a qualified inspector. Section 627.711(2), Florida Statutes, lists the individuals who may sign it.

How long is a wind mitigation form valid?

The form states that it is valid for up to five years, provided no material changes have been made to the structure and no inaccuracies are found on the form.

Does altering an existing connector still qualify for a credit?

Based on the new 1802 wind mitigation form, altering the existing connector no longer qualifies for wind mitigation credits. New connectors must be added when this condition is present.

Why did they change this?

The existing strap lacks engineering to determine the uplift resistance.

I lost my wind mitigation discount. What now?

Call Florida Retrofits at (877) 659-8354. We will determine what it takes to be compliant under the new standards.

Need help?

Not sure what your inspection means for your discount?

Send us your inspection results and we will tell you what it takes to meet the new standards. Free evaluation and quote.

(877) 659-8354

The form shown is OIR-B1-1802 (Rev. 04/26), adopted by Rule 69O-170.0155, F.A.C. Florida Retrofits is not an insurance company and cannot guarantee any discount. Discounts are determined by your insurer. Confirm the current form requirements with your insurer or qualified inspector. Download the form (PDF).

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